Teacher Retirement Analysis
Our teacher retirement analysis takes a process-based approach to helping educators understand their retirement income components and help create a plan that focuses on retirement goals. This will include an analysis of pension, social security, and personal savings. We will give straight-forward answers to important retirement questions.
Using the wealth of knowledge and experience of our staff, educators have the opportunity to gain a deeper insight on investing, public sector retirement plans, and all of their retirement and financial planning needs.
Individualized Investment Planning
Developed using investment models and a process-based research approach, our customized strategies and goal-based investment solutions are tailored in an effort to help meet an investor’s individual goals and sensitivity to risk.
Retirement Plan Enrollment and Administration
We offer comprehensive administrative plans and process-driven employee education programs tailored to help meet the needs of governmental, nonprofit, and church organizations. The firm is experienced and focuses on 403(b), 457, 401(k), 401(a), VEBA and other retirement plans.
Lifetime Income Planning
Saving and investing a portion of earnings is only the first half of the retirement ball game. Creating, implementing and monitoring the plan is equally important - and can sometimes be overlooked by financial advisors. Our income planning process incorporates each client’s defined benefit package with a suite of financial tools designed using their investment profile and specific goals.
Long-Term Care Insurance
With costs of assisted living and nursing care skyrocketing, the unexpected illness of one or both spouses can torpedo the best-designed plan. As part of the planning process, we assess the potential need and level of coverage in an effort to protect the plan from these costs.
A complicated and frequently misunderstood subject, life insurance nevertheless is a critical component of any retirement plan. Analyzing the type and amount of insurance, and reviewing the policies regularly, are services our clients receive.